Exeq Finance

equipment finance application approval

Top factors lenders assess in equipment loan applications

Ever wondered why some equipment finance applications are approved within a day, while others get delayed—or declined altogether? The truth is that lenders aren’t just looking at one thing. They’re assessing your business from multiple angles—cash flow, asset type, ABN activity, and more. At EXEQ Finance, we’ve helped hundreds of Australian businesses—from tradies and contractors […]

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A red heavy-duty truck with a trailer in tilt position

Can you get equipment finance with bad credit? What business owners should know -Draft

If your credit history is less than perfect, don’t assume that equipment finance is out of reach. Many Australian business owners have had financial hiccups — whether due to the pandemic, supply chain disruptions, or personal circumstances. At EXEQ Finance, we believe those moments shouldn’t stop you from getting the tools you need to keep

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The Importance of Preparing for a Cyber Attack: Protecting Your Business from Digital Threats

The Importance of Preparing for a Cyber Attack: Protecting Your Business from Digital Threats

In today’s digital age, cyber threats are one of the biggest risks facing businesses of all sizes. Cybercriminals are constantly developing new ways to infiltrate systems, steal sensitive data, and disrupt operations. From ransomware attacks to phishing scams and data breaches, the consequences of a cyber-attack can be devastating—resulting in financial losses, reputational damage, and

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Why early communication with your Equipment Finance partner matters

Why early communication with your Equipment Finance partner matters

Life is full of unexpected challenges, and financial difficulties can arise when we least expect them. Are you struggling with loan repayments or facing financial uncertainty? If so, one of the most effective steps you can take is early communication with your equipment finance partner. Brokers are not just there to help you secure a

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New Year, New Opportunities: Improve your position in the 2026 Financial Year

New Year, New Opportunities: Improve your position in the 2026 Financial Year

Think your past missed or deferred payments are holding you back? Here’s how to take control and start strong in the new financial year—with the right strategy and support. At EXEQ Finance, we understand that securing finance isn’t always straightforward—especially when previous payment history may raise red flags for lenders. As we enter the 2025/2026

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How to Secure Finance for Reconditioned Equipment While Ensuring Compliance in Australia

How to secure Finance for Reconditioned Equipment while ensuring Compliance in Australia

Looking to save money on equipment without compromising safety or legal compliance? Reconditioned equipment might be your golden opportunity – but only if you know how to secure finance the right way. Finance for Reconditioned Equipment: Ensuring Compliance and Safety Acquiring reconditioned equipment can be a smart, cost-effective strategy for Australian businesses. However, ensuring that

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ATO Releases Updated Small Business Benchmarks:

ATO Releases Updated Small Business Benchmarks: How Does Your Business Stack Up?

The Australian Taxation Office (ATO) has just rolled out its latest set of Small Business Benchmarks, offering valuable insights into performance standards across more than 100 industries. Whether you run a local café, manage a team of electricians, or own a hair salon, these benchmarks can provide a quick, informative snapshot of how your business

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How to Protect Your Business from ATO Tax Debt Crackdowns in 2025

Starting 2025 on the right foot means ensuring your business is financially secure and compliant with tax obligations. The Australian Tax Office (ATO) is ramping up efforts to recover over $35 billion in unpaid taxes from small businesses and has significantly intensified its collection activities. Failing to pay tax debts can result in penalties, interest

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Insurance Embargoes Are Happening Right Now – Here’s How They’re Impacting Equipment Finance

Right now, insurance embargoes are being placed across parts of Australia, affecting businesses trying to finance new equipment. If you’re looking to secure finance for trucks, excavators, cranes, or any other essential machinery, you might be in for a shock—your loan settlement could be delayed simply because insurers won’t issue new policies due to current

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